15+ Years Experience Dedicated to Loan Resolution Across India
NyayDhan: Your Legal Shield Against Debt, Litigation, and Tax Complexity.
STOP Creditor Harassment and secure expert Legal Debt Resolution. As a leading Loan Settlement Lawyer and litigation defense firm, we provide the legal authority required to protect your rights, halt illegal threats, and establish financial peace. Our services span comprehensive debt management, strong Civil and Criminal Defense Lawyer services, and specialized GST, TDS, and Income Tax compliance, led by our in-house Chartered Accountants (CA) for complete financial and legal peace of mind.
NyayDhan Success Metrics
- ₹1700+ Crore Debt Successfully Managed
- 30,000+ Clients Protected
- 4.9/5.0 Google Rating
The Stress Ends Here: Reclaiming Your Peace of Mind
We understand that legal and financial worries are not just burdens—they are emotional crises. The constant pressure of debt, a pending lawsuit, or an unexpected tax notice takes a severe toll on your family life, your dignity, and your mental peace.
Relentless Harassment
Illegal calls, threats, and visits from recovery agents are violating your right to peace.
Litigation Fear
Anxiety over legal notices, cheque bouncing cases, or the risk of being labeled a willful defaulter.
Tax Scrutiny
Confusion and fear regarding complex GST compliance, TDS issues, or unexpected Income Tax scrutiny.
Legal Threats
Dealing with lawsuits, property disputes, or serious criminal defense proceedings.
Our specialized law firm steps in to provide immediate protection and comprehensive solutions. We are here to support you with care, confidentiality, and zero judgment. We put an immediate stop to Recovery Agent Harassment Legal Action, as such practices are often in direct violation of RBI rules and Supreme Court orders.
Start Your Stress-Free Legal Journey. Consult NyayDhan Today.Expert Authority in Financial, Civil, and Criminal Law
As a full-service Debt Restructuring Law Firm, NyayDhan leverages deep legal expertise to negotiate stronger settlements and provide comprehensive defense across all high-stakes areas you may face. Choosing us means securing superior Legal Protection from Creditors that generic settlement agencies simply cannot offer.
Loan Settlement (OTS)
Our legal advisors conduct targeted, expert negotiations with your creditors on your behalf. We aim to secure the best possible One Time Settlement (OTS) plan, significantly reducing the payment amount required to close your account. This negotiation results in a legally binding Formal Agreement.
View Details →Loan Restructuring
When a full settlement isn't the best option, we structure personalized Debt Management Plans or Moratorium Periods. This involves creating a plan around your actual budget and capacity to pay, helping you avoid long-term consequences like being classified as a willful defaulter.
View Details →Civil & Criminal Support
We provide strong Criminal Defense Lawyer services and representation for matters ranging from Cheque Bouncing and Money Recovery Suits to property disputes, breach of contract, and injunction suits. Our experts stand ready to defend your rights in any Civil Litigation or criminal proceeding.
View Details →GST, TDS & Tax Legal Help
Our specialized team includes experienced Chartered Accountants (CA) who work directly with our lawyers. This dual expertise ensures perfect guidance for complex statutory requirements, covering GST compliance, TDS issues, and expert assistance in handling Income Tax Scrutiny, notices, and appeals.
View Details →Why NyayDhan is the Ultimate Legal Choice
We combine legal prowess with a deep understanding of the financial landscape to deliver unparalleled results and peace of mind.
Lawyer-Backed Protection
Our advisors are specialists in Debt Resolution and litigation defense. We ensure strict compliance with RBI and legal rules—a protection only a law firm provides.
24/7 Support & Harassment Stop
We offer 24/7 availability for immediate assistance. The moment you sign up, we send legal notices to stop all creditor harassment and collection calls directed at you.
Legal & CA Combined Expertise
Our team includes experienced lawyers and Chartered Accountants (CA) for GST, TDS, and Income Tax matters. This ensures you get complete legal and financial solutions, backed by 15+ years of practice.
The 4-Step Legal Journey to Resolution
Our process is meticulously crafted, streamlined, and transparent, designed to give you peace of mind from day one. We take complexity out of your legal and financial struggles, step by step.
Free Consultation & Analysis
Connect with our legal advisor to confidentially discuss your loans, debts, or specific legal challenge. We conduct a thorough evaluation of your income and debt status, gather all relevant documents, and check your eligibility for loan settlement or debt restructuring. This is your Free Legal Case Evaluation—no obligation.
Legal Mandate & Protection
Upon enrollment, you formally grant NyayDhan the legal mandate to act on your behalf. This is the turning point: we immediately take over all communication with lenders and recovery agents, serving as your legal shield against further harassment. We prepare all necessary paperwork to build your strongest case.
Lawyer-Led Negotiation & Advocacy
Our team of experienced lawyers begins targeted negotiations or prepares your full legal defense. If settling a loan, we proactively engage with banks to reach a reduced amount. If defending a legal action, we provide full representation. We ensure any agreement is documented as a clear, written Formal Agreement.
Final Resolution & Future Protection
The final step is completing the settlement payment or achieving a favorable legal outcome (like a court order or judgment). Once settled, you receive the required written confirmation or NOC letter that specifically indicates the debt has been closed. We then offer guided support to rebuild your credit health or compliance going forward.
Free Consultation & Analysis
Connect with our legal advisor to confidentially discuss your loans, debts, or specific legal challenge. We conduct a thorough evaluation of your income and debt status, gather all relevant documents, and check your eligibility for loan settlement or debt restructuring. This is your Free Legal Case Evaluation—no obligation.
Legal Mandate & Protection
Upon enrollment, you formally grant NyayDhan the legal mandate to act on your behalf. This is the turning point: we immediately take over all communication with lenders and recovery agents, serving as your legal shield against further harassment. We prepare all necessary paperwork to build your strongest case.
Lawyer-Led Negotiation & Advocacy
Our team of experienced lawyers begins targeted negotiations or prepares your full legal defense. If settling a loan, we proactively engage with banks to reach a reduced amount. If defending a legal action, we provide full representation. We ensure any agreement is documented as a clear, written Formal Agreement.
Final Resolution & Future Protection
The final step is completing the settlement payment or achieving a favorable legal outcome (like a court order or judgment). Once settled, you receive the required written confirmation or NOC letter that specifically indicates the debt has been closed. We then offer guided support to rebuild your credit health or compliance going forward.
Trust & Testimonials: Real People. Real Legal Relief.
We measure success by the restoration of our clients’ lives—not just their finances. Hearing their stories confirms that our legal expertise delivers tangible peace of mind.
Priyanka K.
Delhi
"They stopped the threatening calls immediately. The harassment was unbearable and affecting my mental health. Reaching out to NyayDhan was the best decision. My advisor stopped the recovery agent calls, and I was able to clear my debts with a structured repayment strategy. I can finally breathe easy."
Arjun S.
Mumbai
"Expert Legal Guidance through Cheque Bouncing Case. I was facing the prospect of litigation over a cheque bounce matter. Their legal team provided full support, handling the case and ensuring I received expert guidance. I am thankful that I found specialized legal support when I needed it most."
Mr. Sameer
Bangalore
"Secured a Legally Sound Settlement. I had almost given up and thought I would be considered a defaulter for life. The NyayDhan team negotiated with the bank and secured a reduced amount, providing the official NOC letter. Working with specialized lawyers for my Legal Debt Resolution was a great relief."
Our Credentials and Commitment
We uphold the highest standards of governance and professionalism. NyayDhan draws authority from the fact that we are a panel of highly experienced Loan Settlement Lawyer experts providing legal support across all high courts. Our high client satisfaction rate confirms that thousands have achieved financial freedom and legal protection with our guidance.
Need Clarity?
Find clarity on the most common questions about loan settlement, restructuring, and comprehensive legal services. We aim to make complicated legal situations easy to understand.
What is the difference between Loan Settlement and Loan Restructuring?
Loan Settlement is a negotiated arrangement where the lender agrees to accept a lower, lump-sum payment than the actual balance to close the account permanently. Loan Restructuring, conversely, involves modifying the original loan terms (e.g., lower EMI, longer tenure) to make the existing debt manageable without reducing the principal amount owed. Settlement is typically an option when you are facing severe financial distress and cannot pay the original terms.
Does Personal Loan Settlement affect my credit score?
Yes, it can negatively impact your credit score in the short term, as lenders will report the account as “settled” instead of “paid in full.” However, settling the debt is a critical positive step toward long-term financial recovery. It stops the growing liability and collection calls, allowing you to eventually rebuild your credit health. We provide guidance on this rebuilding process.
How quickly can you stop Recovery Agent Harassment?
Immediately. Once you enroll and provide us with the legal mandate, our Anti-Harassment Service (AHS) begins immediately. We send a legal notice to your creditors and recovery agents, instructing them to cease all contact and communicate only through NyayDhan, the law firm. You can redirect the calls to our team right away.
What happens if the lender takes legal action (Litigation) against me?
Creditors have the right to file a case for non-payment of dues or cheque bouncing. Our legal experts specialize in litigation defense. We provide full legal support and representation to handle these cases, ensuring your rights are protected throughout the judicial process and minimizing the risk of adverse legal consequences.
Do you handle services beyond debt, like GST, TDS, and Criminal Defense?
Yes. While we are leading Loan Settlement Lawyers, our professional team includes experts in Civil, Criminal Defense, and Tax Law, and crucially, experienced Chartered Accountants (CA). We offer specialized services for GST registration and return filing, TDS compliance, Income Tax defense, and comprehensive civil litigation support to provide you with holistic legal coverage.
Struggling with a Loan?
Let’s Resolve It Legally.
The path to resolution starts with a conversation. Don't let uncertainty cost you more—in finances or in peace of mind.
Ready for Financial Peace?
Why Contact NyayDhan Right Now?
- Immediate Protection: Our legal team takes over creditor communication the moment you engage us.
- Zero Risk: Book your Free Legal Case Evaluation today.
- Guaranteed Legal Compliance: Only a law firm ensures your settlement is legally sound.
Our Head Office
Jamshedpur, Jharkhand, India